Rent Vs Buy

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Our Rent vs Buy Calculator helps you determine whether renting or buying makes more financial sense over your chosen time horizon.

It compares:

• ✅ Total cost of owning (mortgage, taxes, insurance, HOA, maintenance, closing costs)
   
• 📈 Home appreciation and equity growth
   
• 💰 Total rent paid over time
   
• 📊 Investment growth if you invest your down payment instead
   

The calculator shows:

• Net cost of buying vs renting
   
• Which option builds more wealth
   
• Break-even year
   
• Year-by-year comparison chart
   

This tool turns emotional decisions into clear financial insight — helping you make a confident, data-driven choice.